Folio Company
English Post
Understanding Closing Costs
Haga clic aquí para leer Entender los Costos del Cierre en Español
“How much is this closing going to cost?” asks the buyer.
“How much money am I going to receive in my pocket after the...
What is Title Vesting?
Lee en español aquí: ¿Qué es la adquisición de títulos?
A title is the evidence of a person’s right of ownership and possession of the land.
...
Blog Post
No Results Found
The page you requested could not be found. Try refining your search, or use the navigation above to locate the post.
Video Post
What Is An Appraisal?
Every house is unique; appraisers are trained and licensed for expertise in putting a value on properties.
Appraisers don’t work for the buyer or the seller; their primary mission is actually to protect the lender who’s risking money against the hom...
What Does The Closing Process Involve When I Sell?
As this video explains, a signed sales contract doesn’t mean your house is sold. There are still financial, contractual and legal steps for both sides.
The buyer has to get financing to meet the contract terms - which includes credit checks.
The property is ...
What Are Discount Points?
Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest with each point equaling 1% of the total loan amount.
Generally, for each point paid on a 30-year mor...
What Steps Need To Be Taken To Secure A Loan?
You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application.
To do so, you'll need the following information.
Pay stubs for the past 2-3 months.
W-2 forms for t...
Our Underwriters
Get a Free Consultancy
The team at Folio will represent you with professionalism and integrity.
Schedule your free consultation with us today.