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A Brief Overview of the Closing Process
Haga clic aquí para ver la Descripción del Proceso de Cierre en Español
The closing of a Purchase and Sale transact...
Seller Checklist
Haga clic aquí para ver el Checklist del Vendedor en Español
In order to better guide you as a Seller or your realtor as the Seller Realtor, we have come up with a checklist to better guide you along th...
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Understanding Your Loan Estimate: Other Costs
Real estate transactions require taxes, certain pre-payments, and escrow funding.
Recording fees are charged by government agencies for keeping legal ownership records, while “transfer taxes” may be impo...
Understanding Your Loan Estimate: Services You CAN Shop For
These costs are paid to outside parties and YOU are free to shop and compare providers for a variety of services. These might include pest inspection, or a survey to verify property lines or a range of Title-related services.
Title services might inclu...
Understanding Your Loan Estimate: Services You Cannot Shop For
These costs are paid to outside parties, not the lender, but you don’t get to choose them. They may include:
appraisal, which puts a value on your property on the lender’s behalf
a credit report on you
fees to assess flo...
Understanding Your Loan Estimate: Page 2, Loan Costs
Closing costs are fees paid when the title of the property is transferred to the buyer making them the legal owner.
Origination Charges are fees collected by the lender for the loan process. They may including fees for handling the loan application and “Ori...
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