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CLOSING PROCESS CHECKLIST FOR REAL ESTATE AGENTS
To read this blog in Spanish, click here.
To download the blank checklist fo...
CLOSING PROCESS CHECKLIST FOR CLOSING AGENTS
To read this blog in Spanish, click here.
To download the blank checklist fo...
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Video Post
Understanding Closing Costs
Haga clic aquí para leer Entender los Costos del Cierre en Español
“How much is this closing going to cost?” asks the buyer.
“How much money am I going to receive in my pocket after the...
What Is A Rate Lock?
Mortgage rates change constantly through an unpredictable combination of government policies and economic conditions. This video explains the common term 'rate lock.'
A “Rate Lock” is a guarantee that a lender will honor a
What Is A Qualified Mortgage?
As this video explains, Federal laws put into effect in 2014 and supervised by the Consumer Financial Protection Bureau define lending practices and loan terms for a new category called “Qualified Mortgages.”
They provide stable lo...
What Does Ability To Repay Mean?
What are the “Ability to repay” rules about?
In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s capacity to pay back their loan over time.
It’s a longer-term view that goes...
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