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Consumers

Who We Serve

Buyers

Purchasing a property for your family or for an investment is one of the most important financial decisions in one’s lifetime. It is a process that is filled with unknowns and naturally generates anxiety and stress.

When you buy a home or invest in a residential or commercial property, you need to be sure the seller is the true owner of the property. You must also ensure that no outstanding issues will damage the title transfer to you.

Why? Problems with the title can restrict the use of the property and ultimately result in financial loss. That’s where title insurance comes in and where FOLIO can help you.

We conduct a comprehensive title search to make sure your ownership is free and clear of any issues. A title insurance policy will protect your investment and give you peace of mind that your ownership is free and clear of any issues.

The cost is minimal and is only paid once. There are no renewal premiums, and there’s no expiration date on the policy. The protection lasts as long as you – or your heirs – maintain an interest in the property. It’s security that lasts.

Our team has helped thousands of Buyer and Investors navigate the complexity of Closing processing. We guide Buyers step by step from the moment they are looking for a property through the Day of Closing, and continuously follow-up after the Closing is done to ensure all necessary Closing documents are recorded in the public record and the Owner’s Title Insurance Policy is delivered.

Orange roof houses hands businessmen
Happy Family with Their New House

Some of our main services for Buyers and Investors include:

LEGAL DUE DILIGENCE
A thorough title search and legal review of the history of title for the purposes of providing title insurance to the Buyer and their lenders. We review the chain of title, municipal lien searches, property surveys, and association estoppels to ensure our Buyers and their lenders are receiving clear and marketable title.
TITLE INSURANCE FOR OWNERS AND LENDERS

We provide title insurance policies for Buyers and their lenders. For over 20 years, our team has partnered with The Fund (Old Republic Title Insurance), one of the world’s top title Insurance underwriters. We are blessed to have been named for four consecutive years to The Fund’s President’s Circle, an honor bestowed upon the top 100 Title Insurance Agents in the State of Florida. Learn more about our title insurance services here.

TRANSACTION MANAGEMENT AND COORDINATION

The Title Sherpa: Our goal is to achieve stress-free, on-time transactions. Think of us as your Title Sherpa. There are many moving parts to a real estate purchase. From understanding the property type and the ability to obtain a loan, to managing the stages and deadlines of the Purchase and Sale Contract, to finalizing the financial details of the Closing with the lender, we guide Buyers, their Real Estate agents, their lenders, and other parties from the Contract to Closing. Click here to see a short guide to the Closing Process.

DIRECT PURCHASES AND FOR SALE BY OWNER
Sometimes, the property of your dreams does not involve real estate agents. We handle all aspects of the transaction through the Final Closing.
RESIDENTIAL AND COMMERCIAL REAL ESTATE CLOSING & SETTLEMENT SERVICES

We are proud to be one of the top Closing agents in the State of Florida. Over the last several years, our team has closed over $1 Billion dollars in real estate value. Learn more about our Closing Services here.

1031 EXCHANGES

Many real estate investors look to protect the financial gains on their investments using tax deferred benefits such as 1031 Exchanges. We’ve managed hundreds of 1031 exchange transactions partnering with Qualified Intermediaries such as Old Republic Exchange. To learn more about the benefits and mechanics of 1031 Exchanges, check out this short guide here.

Who We Serve

Sellers

Selling your house? Selling a property is a decision motivated by a variety of factors: financial need; change in life circumstance (such as the birth of a child, a divorce, or a relocation); the realization of a financial gain; or simply because opportunity knocked.

Whatever the reason, FOLIO will guide the Seller through their transaction to make the transaction as smooth as possible for you and the buyer. We promise competitive rates, great communication, and amazing service. Whether you are listing your house for sale by owner or working with a real estate agent, we’ve got you covered. FOLIO will make the closing easy.

FOLIO Offers many services for Sellers, including international property owners who need to sell, and perhaps cannot travel to Florida for the Closing, or owners who need help understanding the tax implications of their sale.

Real estate broker residential house
Businessman in a conference-room

Other services include:

Legal Due Diligence:
A thorough title search and legal review of the history of title for the purposes of providing title insurance to the Buyer and their lenders. We review the chain of title, municipal lien searches, property surveys, and association estoppels to ensure our Buyers and their lenders are receiving clear and marketable title.
Title Insurance for Owners and Lenders

We provide title insurance policies for Buyers and their lenders. For over 20 years, our team has partnered with The Fund (Old Republic Title Insurance), one of the world’s top title Insurance underwriters. We are blessed to have been named for four consecutive years to The Fund’s President’s Circle, an honor bestowed upon the top 100 Title Insurance Agents in the State of Florida. Learn more about our title insurance services here.

TRANSACTION MANAGEMENT AND COORDINATION

The Title Sherpa: Our goal is to achieve stress-free, on-time transactions. Think of us as your Title Sherpa. There are many moving parts to a real estate purchase. From understanding the property type and the ability to obtain a loan, to managing the stages and deadlines of the Purchase and Sale Contract, to finalizing the financial details of the Closing with the lender, we guide Buyers, their Real Estate agents, their lenders, and other parties from the Contract to Closing. Click here to see a short guide to the Closing Process.

DIRECT PURCHASES AND FOR SALE BY OWNER
Sometimes, the property of your dreams does not involve real estate agents. We handle all aspects of the transaction through the Final Closing.
RESIDENTIAL AND COMMERCIAL REAL ESTATE CLOSING & SETTLEMENT SERVICES

We are proud to be one of the top Closing agents in the State of Florida. Over the last several years, our team has closed over $1 Billion dollars in real estate value. Learn more about our Closing Services here.

1031 EXCHANGES

Many real estate investors look to protect the financial gains on their investments using tax deferred benefits such as 1031 Exchanges. We’ve managed hundreds of 1031 exchange transactions partnering with Qualified Intermediaries such as Old Republic Exchange. To learn more about the benefits and mechanics of 1031 Exchanges, click here.

Our team has guided thousands of Sellers through the process of the sale. Contact us to get your transaction started.

Our Underwriters

The Fund

Get a Free Consultancy

The team at Folio will represent you with professionalism and integrity.
Schedule your free consultation with us today.